Goal-Focused Financial Planning
For Hardworking Individuals & Families
Simply put, we want to serve as a full-service resource for our clients. Any financial question, big or small, deserves an educated, thoughtful answer. That’s why we partner with those at any stage of life. We’ve found that we enjoy working with those who are serious about building a foundation of healthy financial habits and decisions between now, through retirement and into a legacy.
And while we’ve focused on assisting employees of NY K12 school districts and State University of NY employees, our clients range in age, profession and net worth.
Do You Have a Particular Area of Financial Concern in Mind?
We Offer a Wide Array of Services Including:
Financial Planning
This involves every aspect of your wealth - working in tandem to address your financial needs today and goals for the future.
Retirement Planning
How much income will you need in retirement? That number is dependent on a wide variety of factors. We’ll work together to understand what type of retirement you envision, and what sources of income we’ll need to secure to make it happen.
403(b), 401(k), 401(a) Strategies
Your employer offers you a retirement savings plan. But how much you contribute and the benefits you choose to utilize are up to you. We’ll discuss optimizing your employer-sponsored plan in conjunction with the rest of your financial picture.
College Planning
Tuition is always on the rise, meaning it’s never too early to start saving for your little (or not so little) one’s education. From 529 plans to saving strategies, we’ll help you understand how (and how much) to save.
Asset Allocation Strategies
While you’re investing in a global market, the focus should remain on your personal economy. Together we’ll understand your unique tolerance for risk, time horizon toward retirement and other factors that should impact your asset allocation strategy.
Portfolio Management
We’ll continuously monitor your portfolio and make adjustments as needed to keep your investments in line with your personal financial goals.
Wealth Accumulation Strategies
It takes time to grow your wealth, and saving strategically is something that takes thoughtfulness and a steady partner. Between now and retirement, we’ll work together to grow what you need and protect what you have.
Wealth Distribution Planning
When the time comes for financial independence, we’ll work together to deploy your wealth distribution strategy. This will involve tax-efficient withdrawals and tapping in to other sources of retirement income we’ve discussed and prepared to utilize.
Estate & Legacy Planning
While there’s still time to prepare, you can have the power to decide how your legacy will live on after your passing. From caring for loved ones to giving generously to organizations close at heart, we’ll collaborate with your attorney to address your estate planning needs.
Insurance Planning
No financial plan is complete without an adequate plan for protection. We’ll discuss your current coverage, which may include identifying potential gaps and offering our recommendations based on the rest of your financial picture.
